Mizuho Bank in Vietnam

About Us

Mizuho Bank has more than 150 years of banking experience. Mizuho's roots lie in some of the largest, most influential financial institutions in Japanese history, and we presently cater to approximately 80% of Forbes Global 200 (non-Japanese) corporations and 70% of companies listed in Japan.

Mizuho Bank is the banking subsidiary of Mizuho Financial Group of Japan – one of the world's largest financial service providers. In addition, we are one of the ‘three mega-banks’ of Japan and designated a Global Systemically Important Bank (G-SIB).

Mizuho Bank has had a physical presence in Vietnam since the late 1990s. Our Hanoi Branch was established as a representative office in 1996, and now provides a full range of corporate banking services comprising of a local currency license, full product capabilities across loans, treasury, trade finance and online banking. Furthermore, we have access to all local clearing and settlement systems to support our corporate clients.

Following the success of our Hanoi Branch, we moved southwards and opened our second branch in Ho Chi Minh City in 2006.

In 2011, Mizuho Bank acquired 15% of the total common shares of the Joint Stock Commercial Bank for Foreign Trade of Vietnam (“Vietcombank”), one of Vietnam’s foremost commercial banks. This investment helped Mizuho become a strategic partner of Vietcombank.

In December 2021, Mizuho Bank acquired shares (equivalent to an approximate 7.5% share) of Online Mobile Services Joint Stock Company (“M-Service”). M-Service is the leading digital payment company in Vietnam, with a share of over 50% of the country’s mobile payment market, and operates the MoMo brand. Mizuho will provide the experience and expertise that we have accumulated through our business in Japan to assist in the strengthening and development of M-Service’s financial services business.

At the same time, we are committed to further advancing financial inclusion and the retail finance industry in Vietnam. At present, we have a total of more than 300 personnel across the Hanoi and Ho Chi Minh City branches, and are experiencing strong growth and expansion in terms of both scale as well as products.

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Our Locations

Hanoi Branch

Address

63 Ly Thai To Street, Trang Tien Ward, Hoan Kiem District, Hanoi, Vietnam

Telephone

(during working hours)

+84-24-3936-3123/3124

Hotline
(after working hours)

+84-24-3818-6368

Fax

+84-24-3826-6665

Working hour

Monday – Friday (8:30–16:00)

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Ho Chi Minh City Branch

Address

18th Floor, Sun Wah Tower, 115 Nguyen Hue Street, Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam

Telephone

(during working hours)

+84-28-3827-8260

Hotline
(after working hours)

+84-28-3622-4555

Fax

+84-28-3821-9160

Working hour

Monday – Friday (8:30–16:00)

Bank Notifications

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Currency holidays

December.2025

November.2025

Standard bank charges

Remittance PDF/238KB
Guarantee PDF/684KB

Deposit Interest Rate

Dec 10, 2025

Market News

Note: Links to Mizuho Bank Singapore Branch website

Daily

Mizuho Daily
Wake up Asia (Japanese)

Weekly/Monthly

Week Ahead
Mizuho: Forecasts at a Glance

Periodicals

Mizuho Asia Quarterly
Mizuho Asia FX Brief

Products & Services

Cash Management Products

Account service
Remittance service
Cash deposit and withdrawal
Term deposit
Escrow Account
Direct Debit
Virtual Account
Entrustment Payment

Credit

Loan
Guarantee
Invoice Discount Finance
Supplier Finance
Supply Chain Finance

Foreign Exchange & Derivatives

Foreign Exchange
Foreign Exchange Swap
Cross Currency Swap
Interest Rate Swap

Trade Finance

IMPORT

Letter of Credit (L/C) (including Usance L/C Payable At sight (UPAS L/C) and Usance L/C Payable At Usance (UPAU L/C)
Import bill Collection
Shipping Guarantee

EXPORT

L/C Advice
L/C Confirmation (Open)
Export bill collection
L/C Discount with/ without recourse

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Mizuho Global e-Banking & Supporting Tools

Mizuho Global e-Banking (MGeB)
e-Tax
e-Customs
Host to Host Connection
Mizuho Bank Report Service (Swift Score)

Other

Advisory Service
Average Lending Interest Rate

See bank forms

LÃI SUẤT CHO VAY BÌNH QUÂN
Average Lending Interest Rate

Kỳ báo cáo: Tháng 10/2025
Reporting period: Oct - 2025

Đơn vị tính : %/năm
Unit: % per annum

Thực hiện yêu cầu của Ngân hàng Nhà nước Việt Nam ("NHNN") nêu tại Chỉ thị 01/CT-NHNN ngày 15/01/2024 và Công văn 9759/NHNN-TD ngày 21/12/2023, Ngân hàng Mizuho Bank, Ltd. - Chi nhánh Tp. Hà Nội ("Mizuho HN") và Ngân hàng Mizuho Bank, Ltd. - Chi nhánh Tp. Hồ Chí Minh ("Mizuho HCMC") công bố lãi suất cho vay bình quân đối với loại tiền VND như sau:

In compliance with the request of the State Bank of Vietnam ("SBV") as mentioned in the Directive 01/CT-NHNN dated 15/01/2024 and the Official Letter 9759/NHNN-TD dated 21/12/2023, Mizuho HN and Mizuho HCMC publish the average lending interest rate for VND as follows:

Mizuho HN:

Lãi suất cho vay bình quân / Average lending interest rate (*)

5.68

Chênh lệch giữa lãi suất cho vay bình quân và lãi suất tiền gửi bình quân / Difference between average lending interest rate and average deposit interest rate

3.20

Mizuho HCMC:

Lãi suất cho vay bình quân / Average lending interest rate (*)

5.17

Chênh lệch giữa lãi suất cho vay bình quân và lãi suất tiền gửi bình quân /Difference between average lending interest rate and average deposit interest rate

2.20

(*) Chú thích / Note:

- Lãi suất cho vay bình quân bằng VND được xác định theo hướng dẫn hiện hành của NHNN về báo cáo thống kê theo nguyên tắc bình quân gia quyền áp dụng đối với tất cả các khoản vay còn dư nợ tại thời điểm cuối kỳ báo cáo.
The average lending interest rate in VND shall be determined according to the SBV's current guidelines on statistical report following the principle of weighted average applicable to all outstanding loans as of end of the reporting period.

- Các mức lãi suất cho vay bình quân nêu trên chỉ nhằm mục đích tham khảo. Các mức lãi suất cho vay cụ thể đối với mỗi khoản vay sẽ được Mizuho HN / Mizuho HCMC quyết định phù hợp với các quy định hiện hành và chính sách nội bộ của ngân hàng.
The above average lending interest rates are for reference purposes only. The applicable lending interest rates for each loan will be decided by Mizuho HN / Mizuho HCMC in accordance with the current regulations and our internal policy.