Support for start–ups and business succession

Smooth business succession

Our business succession solutions

Acceleration of innovation

Supporting the activities of social entrepreneurs

Smooth business succession

In Japan, against the backdrop of the declining birthrate and aging population, as well as the lack of successors for businesses due to changing economic, social, and industrial structures, client needs in the area of business succession are diversifying and becoming more complex. In order to support smooth business succession, we are working to provide enhanced solutions as a unified group.

Our business succession solutions

The business environment that our clients are faced with is shifting significantly as a result of the declining birthrate and aging of society as well as changing economic, social, and industrial structures. Against the backdrop of these issues that are brought about by this business environment, such as the lack of business successors, client needs in the area of business succession are diversifying and becoming more complex. We will leverage our strengths such as our strong client base and approach to business as a unified group to provide enhanced, one–stop solutions spanning banking, trust banking, and securities to ensure smooth business succession for our clients.

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Support for the smooth, secure transfer of wealth

Mizuho Trust & Banking uses trust functions to provide customers with peace of mind by supporting the smooth transfer of wealth from one generation to the next. Key trust products and services include the following. With Mizuho Trust & Banking as the trust agent, Mizuho Bank and Mizuho Securities offer several trust products and services in the following as well.

  • Consent to Undertake the Execution of Wills Service: Services covering everything from consulting for will preparation to will execution.
  • Will Safe–Keeping Service: Safe, reliable will custody services.
  • Inheritance Arrangement Services: Representation in the performance of necessary procedures following will execution.
  • Monetary Trusts with Special Options (Choice of Features for Peace of Mind): Functions and services of choice that give customers peace of mind at the time in their lives when they are necessary.
  • Dementia Support Trust: Customers can designate funds to be used for things such as living and medical expenses in case they suffer from dementia later in life.
  • Asset Inheritance Trust: Custom planning for the future transfer of wealth (monetary).
  • Educational Funding Donation Trusts: Careful management of educational funds to be donated to grandchildren, etc.
  • Marriage and Childrearing Support Trust ("Gift of Hope"): Administration of funds to be given to children and grandchildren for marrying and raising children.
  • Mizuho Calendar Year Gift Trust ("Thoughtful Gift") : Assisting customers through providing services to manage and invest funds for annual gifts to family members.
  • Mizuho Trust & Banking offers two types of trusts for the family, namely: "single lump–sum payment trusts" and "pension trusts". Single lump–sum payment trusts are used to set aside funds that will be necessary for families immediately after an inheritance event occurs. Pension trusts provide for periodic payments of life support funds to families following an inheritance.
  • Business Succession Trusts: These trust arrangements provide assistance for SME owners in passing their businesses to the next owners.
  • Life Insurance Trust: The death benefit from a life insurance policy is provided to family members in periodic installments.
  • Internet–based inheritance administration services: These services include conducting various related procedures that are required after inheritance proceedings begin and may be provided using the internet without requiring the presence of the business owners and their successors.
  • Private data trust (Letter to the Future): Through an online interface, customers can entrust us with property information and other private information only they know, to be provided to designated beneficiaries at the time of inheritance (some information is provided prior to inheritance).

 

Mizuho Trust & Banking conducts seminars on estates and wills to promote wider understanding of these topics.

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Acceleration of innovation

For innovative start–ups that have superior technology and ideas, Mizuho provides both loans and equity financing, while also actively offering business development opportunities such as business matching as well as through collaboration with industry, academia, and government ministries. Other assistance includes holding seminars for training and mentoring.

Mizuho Bank newly established its Innovative Start–ups Coordination Department, and Mizuho Securities formed the Innovative Startups Strategy Department with the aim of improving and strengthening our initiatives to support start–ups. Through these activities, Mizuho aims to provide financial support that will lead to sustainable growth in the Japanese economy and the creation of new jobs.

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Funding

Financial institutions are expected to play roles in supporting companies from a broad perspective by sharing risk, providing industry and business knowledge, and supporting the creation of corporate governance frameworks. By supporting the growth of Japanese companies through joint investment and providing capital funding as necessary to spur growth, we will continue working to enhance the industrial competitiveness of the Japanese economy and society.

Initiatives in FY2021

Mizuho appointed as joint lead arranger of the first green auto ABS issuance in the Chinese interbank bond market
Mizuho Bank extends the first transition loan in Japan to Kawasaki Kisen Kaisha
First Close of MM Capital Infrastructure Fund I L.P. A Specialized Equity Investment Fund for Overseas Infrastructure Assets

Initiatives in FY2020

SPARX Group Establishes the Japan Monozukuri Mirai Fund–Investing in Japanese monozukuri (manufacturing)–
Establishment of the Mizuho COVID–19 Support Fund (PDF/989KB)
Establishment of the Mizuho Post–COVID–19 Assist Fund (Growth Strategy) (PDF/989KB)
Establishment of the Mizuho Post–COVID–19 Assist Fund (Business Succession)) (PDF/989KB)
Mizuho signs a business cooperation agreement with Thailand–based TISCO Financial Group

Initiatives in FY2019

Regarding the Establishment of a Fund & Management Company specialized for Equity Investment in Overseas Infrastructure Assets
Mizuho signs MOU for business cooperation with China's Zhongguancun Development Group
Mizuho to provide enhanced support for startups in China

 

Business development

Through M's Salon, we provide our full, multifaceted support to start–up companies who are building the future

M's Salon is a membership service that leverages the networks, financial services capabilities, and consulting services of Mizuho Financial Group to provide management knowledge, business execution know–how, business expansion opportunities, financing support, and other services that are essential for start–up companies aiming for rapid growth.

M's Salon formally began accepting membership applications from 2017, and now has over 3,400* participating member companies.

*   As of the end of March 2021

M's Salon is composed of support companies—mostly leading Japanese companies, mentors well versed in management and business, and closely affiliated venture capital companies, who together create opportunities for business matching, hold seminars, and contribute to the rapid growth of member companies.

In addition to providing services using the latest technologies, M’s Salon hosts the SDGs x Tech Pitch event where innovative companies, contributing to attaining the Sustainable Development Goals, take the stage to pitch their ideas to major companies.

We will contribute to the Japanese economy and social progress through our support for the start–up companies that will play a leading role in the future.

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Business matching

Mizuho Bank holds business matching forums as a venue for customers to meet each other.

       

Business Matching Forum Events held*
  FY2017 FY2018 FY2019
Consultations 2,049 1,078 625
Main themes For innovative companies, encouragement of local enterprises, etc. AI, IoT, companies pioneering the future in their regions, improving productivity / personnel reduction, etc. Manufacturing solutions, companies in western Japan, cross–border business, etc.
Locations Tokyo, Osaka, Fukuoka, Sapporo Tokyo, Osaka, Fukuoka Tokyo, Osaka, Fukuoka

* The fiscal 2020 event was postponed due to the COVID–19 pandemic

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Education, mentoring

IPO support structure

Mizuho provides solutions tailored to its customers' needs by coordinating with Mizuho Securities, which supports listed companies as a securities firm, including the needs of customers considering an initial public offering (IPO); Mizuho Trust & Banking, which provides transfer agent services, including advice on securities matters and other support; and Mizuho Capital, which offers advice for venture capital investments and public offerings.

Supporting the creation of innovation

Mizuho Securities has held five Innovation Field events to support the creation of innovation. In fiscal 2020, the event was held online due to the pandemic and covered three themes namely, open innovation, innovation in the new normal, and growth support. The events offer excellent networking opportunities, with a wide range of participants including venture companies, large companies, and academic institutions.

Supporting the activities of social entrepreneurs

To address pressing and serious social issues such as those in the fields of human rights, education, health, and the environment, around the world "social businesses" that are working for reforming society as sustainable businesses are drawing attention. In Japan also, which has a number of issues to solve, including the demographic aging of society, social security, energy, and the vitalization of local economies, expectations regarding what social businesses can accomplish are rising. However, compared with Europe and the United States, awareness of "social entrepreneurship" is relatively low in Japan. Moreover, management know–how as well as funds and human resources are insufficient, and the business environment for promoting social businesses needs to be improved.

To respond to these various issues and promote the development of social businesses in Japan, Mizuho has provided support for the social entrepreneurship activities of Ashoka, which is the leading world authority in this field, since the founding of Ashoka Japan in 2011. Mizuho has also built up a store of knowledge and know–how regarding social businesses by providing our specific expertise for social entrepreneurs' activities, and we are considering how to become involved in this area as a financial institution.

For further information, please visit Ashoka Japan's website

Specific initiatives

From October 2019 to March 2020, we turned the temporary enclosure around our Marunouchi construction site into Mizuho Bank Gallery, a "social art museum" for the local community, and exhibited artwork from artists with intellectual disabilities. This project was a collaboration with Heralbony, a company that promotes innovative initiatives to present artwork by artists with intellectual disabilities to the general public by displaying the artwork on temporary enclosures around construction sites and other locations.

Heralbony's initiatives

   

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